<?xml version="1.0" encoding="UTF-8"?>

-<urlset xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

<!-- created with Free Online Sitemap Generator www.xml-sitemaps.com -->



-<url>

<loc>http://www.valer.com/</loc>

<changefreq>always</changefreq>

</url>


-<url>

<loc>http://www.valer.com/about-valer.html</loc>

<changefreq>always</changefreq>

</url>


-<url>

<loc>http://www.valer.com/your-accounts.html</loc>

<changefreq>always</changefreq>

</url>


-<url>

<loc>http://www.valer.com/rates.html</loc>

<changefreq>always</changefreq>

</url>


-<url>

<loc>http://www.valer.com/policies--procedures.html</loc>

<changefreq>always</changefreq>bbbb

</url>


-<url>

<loc>http://www.valer.com/make-a-placement-today.html</loc>

<changefreq>always</changefreq>

</url>


-<url>

<loc>http://www.valer.com/contact.html</loc>

<changefreq>always</changefreq>

</url>

</urlset>